The 8 Best Credit Card Providers in Bangladesh in 2021

You may be looking for a Credit Card, Right? If the answer is Yes. Then I wanna say You are in right place. So, At this time almost all major banks of Bangladesh provide a number of credit cards that come with varied features and benefits. As you don’t know which is the best credit card provider in Bangladesh. And Finding out the best credit card can be a daunting task. Here I am gonna help you out. In this article, I will tell you about the 8 best credit cards provider in Bangladesh that might be useful for you.

1. Eastern Bank Ltd Credit Card

What type of credit card you are looking for? Eastern Bank Ltd. provides almost 19 types of Visa and Master of cards for local and international payment and transaction.  They have a maximum of 45 days of the interest-free period. You can pay any amount ranging from the minimum amount (5% or Tk.500/$10) due to the total amount due.

2. Dutch Bangla Bank Credit cards

Dutch Bangla Bank is one of the most popular private banks in Bangladesh. They are offering both local and international Visa and Master Credit Cards. Dutch Bangla Bank charges the lowest interest rate and has a maximum of 50 days interest rate free period. But they don’t provide American Express.

3. Prime Bank Ltd. Credit Card

Prime Bank Ltd. Offers 8 types of Visa and Master Credit card for local and global uses. They offer you a 50 days grace period to let you enjoy the full-privileged credit card facilities. You can pay any amount from the minimum amount due to the total amount due. ( Depends On your card range ).

4. Bank Asia Ltd.

Bank Asia offers 12 types of Visa and Master credit cards included Hajj Card for global and local uses. But they don’t offer the American Express card. You can apply for a virtual credit card also.

5. City Bank Credit Card

City Bank is another best solution for credit cards. But there have fewer options than others. But They offer 2 types of cards: City Visa and American Express for international and local use. They offer 0% interest FlexiBuy Program and installment plans from 3 to 36 months. And the best part is they offer rewards on your transaction and payment. And Visa credit card programs offer all accidental death insurance coverage.

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6. BRAC Bank Ltd.

If you wanna get a credit card from Brac Bank Ltd. you have to face a lot of terms and conditions. BRAC Bank Offers 4 types of Visa And master Credit Cards For local and international Payment and purchase.

  • Read More About Brac bank Ltd.

7. Southeast Bank Ltd.

Southeast Bank Ltd. is one of the leading commercial banks of Bangladesh. They offer 6 types of Visa and Master credit cards. Choose your card which suits your lifestyle best from a wide range. You will get some rewards for every single transaction. And you can refund this point into cash.

8. Standard Chartered Bank

Standard Chartered Bank is not a local bank. They offer 6 types of visa and master credit card. They offer a 0% InstantBuys facility for up to 36 months. But their annual fee is high than other card providers in Bangladesh.

Other credit card providers in Bangladesh

You can also take a look at Prima Bank, Padma Bank, EXIM Bank, Islami Bank Bangladesh LTD, Al-Arafa Islamic Bank, Jamuna Bank, UCB Bank.

What is the Best Card for you?

Your mind can ask this question! Which credit card is best for you? Actually, it depends on your income, goal, creditworthiness, and lifestyle. And there have different interest rates for purchase, balance transfer, or cash advances. You should as many cards as you need to achieve your goals. We always advise taking one card.

How to get a card?

To get a card you can visit any branch or you can apply online. If you have at least BDT. 25000 – BDT. 30000 salary then you can apply for a credit card. You can get a card against a fixed deposit. Actually, it depends on the Card provider’s terms and conditions. So before applying a card read their term and conditions.

How does Interest Work?

It’s a good question but sorry to say there have no specific interest rates. The interest rate totally depends on the card provider.

Note: Before taking a card from any provider please read their terms and conditions carefully. Take a look at the interest rate, any hidden charge, annual fee, late fee, service charge, Lifetime fee, Over limit Fee, and others.

Hey Dude! This was about the best credit card provider in Bangladesh. If you have any questions write to us in the comment box. Take care and you have a good day.

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