Nowadays prepaid Visa and MasterCard cards are becoming more and more popular worldwide. We already reviewed a dozen of prepaid Visa and MasterCard cards in the last year. The days have changed so it’s time to take a look at this year’s best prepaid Visa and MasterCard providers. And today in this article I am going to introduce you to the 6 best prepaid Visa and MasterCard card providers this year.
1. PNC SmartAccess Prepaid Card
PNC SmartAccess is a prepaid visa card by PNC Bank. Besides PNC SmartAccess Prepaid card the bank also offers Visa debit and gift cards. By using this card you can load funds and use it everywhere where a Visa card is accepted. There have multiple ways to reload or add funds to your prepaid card. Users can add funds via direct deposit, PNC DepositEasy ATMs, PNC bank branch, or any participating Visa ReadyLink retail location. You can access your online PNC SmartAccess card from your mobile or browser and at ATM. The best part of this card is you can withdraw your money for free at over 9000 PNC ATMs. You can also check your balance online and view your purchase and monthly statements.
Read our full review on PNC SmartAccess
2. Blue Bird Prepaid card
If you are looking for an American Express Prepaid card then Bule Bird Prepaid Card could be a good choice. The BlueBird is offered and governed by American Express. To get American Express you don’t need to open a bank account. And users are allowed to reload and expense anywhere at any time. The best part of this prepaid card is you do not need to put a minimum balance and no credit score is required. You can add funds through direct deposit or add cash at Walmart. There have over 24000 money pass ATMs where you can withdraw cash for free. Another best part of this prepaid card is you can manage your family spending with your BlueBird account.
Read the in-depth review on BlueBird Prepaid
3. NetSpend Prepaid Card
NetSpend is another best option for prepaid Visa and MasterCard cards. But it little expensive than PNC SmartAccess and BlurBird. Creating a NetSpend account is simple and free. They also offer a 5% APY saving account of up to 1000 USD and there is no upfront fee. There have also multiple ways to reload cards you can add via bank deposit and also transfer from another bank account. But NetSpend doesn’t have any free reload or cashout options.
Read our full review, upsides, and downsides on the NetSpend.
4. Green Dot Prepaid Visa And MasterCard
Green Dot also offers prepaid Visa and MasterCard debit cards around the USA. It’s a financial technology and known as The Green Dot Corporation. They made online banking more simple than others. They accept mobile check deposits, just open your smartphone and take a picture of your check. The best part of the Green Dot is they offer 2% cashback as well as a saving account offering 2% interest. And if you deposit 1000 or more in the previous month then you don’t have to pay any monthly charge.
Full review on Green Dot
Card.com have different variants of debit card. Like a regular debit card, you don’t need to open a bank account to get a prepaid Visa Or MasterCard Card from Card.com. After adding funds you are allowed to use this money online purchase or cash withdrawal. You can directly deposit through Western Union, Bank Transfer, Check Deposit, and different virtual wallets. The best part of this prepaid card is there has no hidden charge. But it is not suitable for big purchases. The card account is limited to only 100 d0llars a day and 1000 per month. And it takes 4-6 days for an external bank deposit.
Read our full review on Card.com.
6. Movo Cash
If you are looking for a virtual prepaid card then you can go with Movo Cash virtual prepaid visa card. The card accepts Bitcoin and Bitcoin Cash transfers. So if you are looking for a prepaid card that accepts bitcoin then you can choose Movo Cash. You can reload your virtual Visa card via direct deposit, Paypal, VisaReady Link, Green Dot, and more. And if you think you need a physical prepaid card then you can apply for a physical card. But it will take 10 15 business days. But they have limited ATM withdrawal. You can withdraw up to 500 USD a day. But if you compare it with Card.com then it is good. You can simply apply through the Movo cash app.
Read the full review on Movo Cash
This was about the best-prepaid debit card in 2021. If you want to get more ideas about this card we mention in our list then you soul read our in-depth review. And If you guys have any questions feel free to ask.