Brinks money prepaid card is quite different from regular prepared paid debit cards. The cashback offer makes it different from other prepaid cards. Besides Brink’s money prepaid MasterCard has exclusive features like APR, direct deposit option, great customer support as well. Besides these features, the prepaid card has some downsides also.
Hello everyone, this is Mark and today I am going to review Brinks Money Prepaid MasterCard. In this review, I will explain all the pros and cons of Brink’s Money Prepaid Card, fees, how to get a card, reload location, is brinks money legit or a scam, and all the details about the prepaid MasterCard.
Table of Contents
- Brinks Money Prepaid MasterCard Upsides
- Brinks Money Prepaid MasterCard Downsides
- Brinks Money Customer Service
- Brinks Money Prepaid MasterCard Fees
- Brinks Money Prepaid MasterCard Alternatives
- Our Review
Brinks Money Prepaid MasterCard Upsides
Like another prepaid card, this prepaid MasterCard has some pros and cons. Let’s take a look at the good sides of Brinks Money Prepaid MasterCard.
1. Redeem Points
You may read our in-depth review on Green Dot Prepaid Card. Green Dot offers cashback on selected purchases. But Brink’s offers points and you can redeem these points for cash back on your card account. That’s cool. You can earn points by purchasing online, paying bills from popular restaurants, and doing other online activities.
2. 5% APY
Nowadays many prepaid cards offer 2%-5% APY on minimum savings into the card account. If you have some extra money and want to grow then you put them into Brink’s saving account and can earn up to 5% APPY on your saving money.
3. Purchase Cushion/loan
10 dollars is not a large amount but sometimes it is not a bad option when you need a short fund. When you make a purchase and need a little amount of extra money then your card balance you can get up to 10 dollars from your Brink’s money account. And they will deduct from the next reload.
4. Easy Reload
Reload is one of the most important when it comes to prepaid debit cards. Because you can not make a purchase or pay online if you don’t have a balance on your prepaid debit card. But it is really painful if there have fewer reload options or if don’t have to reload center near you. Brinks did a good job here. As all the Brink’s Prepaid MasterCard is managed and processed by NetSpend you can easily reload your Brinks prepaid card from NetSpend Reload Network. There have 130,000+ NetSpend Reload Locations over the USA.
Security is the first priority when you come to money transactions. Especially on debit and credit card issues. Well, Brink’s Money did a great job here. If you send you notifications every time when any transaction did from your card account. But if you want to get an alert you need to sign up for text alerts. Otherwise, you can call customer care to active text alerts they will help you.
6. Free Deposite
There have many prepaid cards that charge you when you deposit into your card. I don’t like it at all. And I believe you guys don’t like this kind of charge. Well, though it is not a common case, Brink’s money doesn’t charge any single penny when you are going to deposit into your account. You can directly deposit into your account from an existing bank account or from another Brink’s card.
7. Greate Customer Care
Think you have an issue with your card but you can not fix it. Then you must visit customer care or you need to talk to a customer care representative who can fix your problem. Well, we reviewed almost a dozen prepaid card reviews and found many of them don’t have a direct line for customer support. That’s really not a good idea. And I think Brink’s prepaid MasterCard did a good job here.
8. Discount At The Pharmacy
Think you getting 50% discount on medicine purchase. Yap that definitely cool. You can save up to 50% off the retail price of many prescriptions at most major pharmacies. To enjoy this feature you just need to print your personalized card and shoe it to your pharmacist. If you are not clear about this feature, you can talk to the customer care service.
Brinks Money Prepaid MasterCard Downsides
Stop! I think you are searching for the cons of Brink’s Money Prepaid MasterCard. Yap, don’t worry about that. This prepaid card is not out of some cons as well. I found some issues with Brink’s Money Prepaid MasterCard. Let’s take a look at the downsides of the prepaid MasterCard:
1. No Free ATM Withdrawl
Brinks prepaid card is an expensive alternative to your regular banks debit card. If we compare with other prepaid cards we see there have many prepaid cards that offer free ATM withdrawal. But Brinks doesn’t offer free withdrawal.
Brinks Money Customer Service
Brinks Money provides customers via email, phone, fax. The customer service number is +1 (877) 849-3249 (toll-free). Email address is brinksprepaid[@]netspend.com. They are also active in their social media pages and accounts. But the prepaid MasterCard provider doesn’t have any live chat support.
Brinks Money Prepaid MasterCard Fees
As a business brink’s charge simple fees. Like, withdrawal, transaction, alert, and others. Here is the list of cards all fees and charges in PDF. Click here to see or download the PDF.
Brinks Money Prepaid MasterCard Alternatives
Some of the best alternatives or competitors of Brinks prepaid cards are Green Dot, Movo Cash, Mengo Money, My Control Card, BlueBird Prepaid Card, PNC SmartAccess.
Who owns Brinks Money Prepaid MasterCard?
Brink’s Money Prepaid MasterCard is owned by Global Payment, Inc. And all of their card is issued by the Republic Bank and Trust Company, Member FDIC. And licensed by MasterCard International, Inc.
Is Brinks And NetSpend the same?
No, Brink’s and NetSpend prepaid cards are not the same. But as a registered agent of Republic Bank and Trust Company, they are the exclusive program manager and processor for Brink’s Money Prepaid MasterCard.
Is Brink’s Money A Scam or Legit?
Brinks Money Prepaid MasterCard is 100% legit, it is not a scam. All of their prepaid MasterCard is issued by the Republic Bank and Trust Company, Member FDIC.
How To Active The Card?
To active your Brinks Prepaid card call customer service +1 (877) 849-3249. Or you can do it yourself you just need to log in to your account by the mobile app or you can use a web browser.
How To Close Brinks Money Account?
Follow the following steps to delete or close your Brinks Money account:
- Log into your Brinks Money account
- Click on menubar
- Go to manage your account
- Request close your account.
Or you can close your Brinks Money account by calling 877-849-3249 (Customer care number).
If you are looking for a prepaid card and want to enjoy some cashback offers and discounts on your online purchase. And don’t want to use your regular bank account then Brinks Money can be a good option for you. Comparing with other prepaid cards Brinks Money Prepaid Card is good to go.
Last but not least. If you compare Brink’s prepaid MasterCard to other prepaid debit MasterCard I think it is not bad at all. There are some exclusive features like a 50% discount on pharmacy purchases, 5% APY, cashback offers, and more.