Coopera Prepaid Card Review: Coopera Card is a reloadable prepaid Visa card. But it is not much familiar as other prepaid cards.

As regular prepaid card reviews, we are going to explain all the upsides and downsides as well. Besides we also try to give you an idea about is it legit or a scam, fees, how to apply, how to reload, best alternatives, customer service, and more.

What is Coopera Card?

Copera is a reloadable prepaid Visa card provider. The prepaid card is also known as Coopera Card. By using this reloadable prepaid card you can reload, transfer, pay bills, make purchases, and payments where Visa debit card is accepted. The best part of the reloadable prepaid visa card is you can use this card internationally.

Upsides of Coopera Card

First, take a look at the upsides of the reloadable prepaid visa card:

Fewer Fees

If you compare Coopera Reloadable Prepaid Visa cards to other prepaid cards then you will see the charges are lower than most of the familiar prepaid cards. There have no overdraft fees, and you don’t need to pay any hidden charge.

Safe And Secure

When we reviewed we found the prepaid card is secure enough. And the best part is you don’t need to provide any of your financial and confidential information. The card is insured by Visa against loss or theft. So if you lose your card there have no chance to lose your balance.

Internationally Accepted

Using this reloadable prepaid Visa card you can make international payments. So if you want to purchase anything from other countries you can easily make payment by using Coopera.

Easy To Open

Most of the prepaid cards processing systems are almost the same. You just need to apply for the card with basic information and after receiving your card you need to be active. To get a Coopera card you don’t need to submit a lot of paperwork or documents.

Multiple Card

Another best part of the reloadable prepaid card is users can obtain up to 6 secondary cards per account.

Budgeting Tool

If you borrow cash there have a high chance of expense. But when you use a card then if you want you can not use this card everywhere so sometimes it helps you. You can use your prepaid card as a budgeting tool. Because you can simply check your balance and take a look at where are you using your money.

Downsides of Coopera Card

Like other prepaid cards, Coopera Prepaid Reloadable Visa Card has also downsides as well. In our review, we found some cons of the prepaid card and here I am going to share with you.

1. Less Familiar

There have many people who don’t know about this prepaid card. Day by day people is introducing to new prepaid card providers. Besides virtual prepaid card is getting more popular day by day. Most of the prepaid card provider’s marketing strategy is much strong. But they are far behind.

2. No Mobile Application

Worldwide app-based baking service is getting popular day by day. And most of the prepaid card providers has mobile application where user can maintain his account with their mobile application. But Coopera Card doesn’t have any mobile application. And I think this is another reason for not getting popularity.

3. Fewer Reload Options

Without reload, a prepaid card is useless. Most of the popular prepaid card comes with multiple reload options. But if you look at the Coopera Card they have fewer reload options. You can reload your card by direct deposit and at Visa ReadyLink. And we think the card provider should improve this section.

How to get a Coopera Card?

It is quite easy to get a Coopera reloadable prepaid Visa card. To get a card just visit their official site and you will find

How To Reload Coopera Card?

You can reload your Coopera Card by direct deposit or online at Visa ReadyLink. And you can load up to $5000 per day. But there has no limitation expansion.

Customer Service

Coopera Card customer care number is: For the US People: 866 466 0058; Outside Of the US: 954 337 4496

Card Fees

Monthly Fee: $5.95 (annually $71.40), ATM Withdrawal fee: $1, ATM balance inquiry fee: $1, card replacement fee: $15, Paper statement fee: $1 each. There have no deposit fees and hidden charges.

Who owns?

Coopera Card is owned by the Members Group, Inc and WildCard Systems, Inc.

Our Review

In our review, we found Coopera reloadable prepaid Visa card got fewer features than the prepaid cards we already reviewed on our site. But you will get a free card to reload option and little low fees than some of the prepaid cards.


Almost all prepaid card has some upsides and downsides as well. Coopera reloadable prepaid Visa card is safe and secure but they don’t have any mobile application. But there have lot of alternatives you can take a look at them.

Read our previous prepaid card reviews.

Is Coopera Card Legit Or A Scam?

CooperaCard is not a scam, it is legit. But the prepaid card got fewer features than other reloadable prepaid cards. If you want a reloadable prepaid debit card then you can take a look at our previous reviews.