Thanks for taking the time. This is Marcos today here and today I am going to review Green Dot prepaid Visa and MasterCard debit card. After a long time of research, I got some interesting points about the Green Dot Prepaid card. And I will try to explore and share is Green Dot Prepaid Card is a scam or legit. Is it safe or not? But before that let’s know what is Green Dot.
Table of Contents
- What is Green Dot?
- Upsides of Green Dot Prepaid Card
- Downsides of Green Dot Prepaid Cards
- Green Dot Prepaid Card fees
- Green Dot Customer Care Services
- Green Dot Monthly Fees
- How to activate Green Dot Prepaid Visa Or MasterCard?
- Green Dot Alternatives
What is Green Dot?
Green Dot is a financial technology and provides prepaid MasterCard and Visa Debit cards in the US. The Green Dot Corporation is also known as Next Estate Communications. It was founded in 1999 by Steve Streit. That means they have been in this industry for 20 years. Congratulations Green Dot.
It’s also a payments company and used by Uber, Apple pay, and Intuit. The company also provides co-branded card programs to Walmart, Boost Mobile, AT&T, including CitiBank. If you don’t like dealing with a bank then Green Dot is one of the best solutions for you.
We already reviewed half of the dozen prepaid card providers. We tried to figure out all the pros and cons of those prepaid cards. However, like previously today we will share all the pros and cons of Green Dot prepaid cars.
Upsides of Green Dot Prepaid Card
As I said nothing is perfect in this world. And it’s a simple prepaid card provider. So at first let’s take look at the pros or upsides of the Green Dot Prepaid Card.
1. Simplest Way To Get A Prepaid Card
If you are looking for a prepaid Visa or MasterCard debit card then Green Dot is one of the best and easy ways to get a prepaid card without a regular bank account. And the best part is they don’t check any personal credit. So if you have bad credit, it’s not a factor to get a prepaid Visa or MasterCard debit card. So if you are over 18 then you will be approved. Just apply today and submit some basic information and get your desire prepaid Visa Or MasterCard.
2. World Wide Accepted
Most of the prepaid Visa or MasterCard debit cards are worldwide accepted. Like Swiftpaycard, PNC SmartAccess, EzzoCard prepaid card you can use this card. Like online payment or where Visa or MasterCards are accepted. And as we mentioned this prepaid card offers cashback offers. So just deposit and make a purchase as you need.
3. Free Deposit
When we last time reviewed PNC SmartAccess Card we may be heard a sound like this. Free deposit means if you want to reload your Green Dot Prepaid Visa or MasterCard you don’t have to pay anything. It’s totally free. And there have many ways to reload your prepaid card. You may have your paycheck, government benefits, tax returns, or other payment directly to your account for free. You can also make a bank deposit and ACH transfer for free. Note: if you make a bank deposit your bank may charge you a simple fee and it’s up to your bank policy.
4. Mobile Check Deposit
Just open your smartphone camera and take a picture and upload it or scan your check and get deposited. What do you think? How cool it is? Yeah, it’s pretty decent. Just take two pictures of the front and back of the check, you are done. It will automatically deposit your money
5. Cash Back Offer
There have many prepaid card providers that don’t have any cashback offers. But I don’t know who doesn’t like or love to get cashback. On July 13, 2019, the company launched an unlimited cashback bank account. And this program offers 2% cashback as well as a saving account offering 2% interest. I personally loved it. If you like it lemme know in the comment box, fish.
6. Decent Mobile App
The Green Dot app comes with a decent and classy interface. By using your mobile app you can check balance, see the previous transaction, and more for free. The app also allows you to set up SMS alerts to get SMS alerts whenever a transaction is processed on your account.
7. Other Benefits
If you deposit $1000 or more in the previous month then you don’t have to pay any monthly charge. As the prepaid card is widely accepted so you can use this card for online shopping and also offline purchase where Visa or MasterCard is accepted.
Downsides of Green Dot Prepaid Cards
Aging, nothing is perfect in this world. Besides the pros, there have some cons of Green Dot Prepaid Cards. Let’s go ahead and take a look at the downsides of this prepaid card.
1. No free ATM
If you read our previous prepaid card reviews then you may see there have many prepaid cards that offer free ATM withdrawal. The company claims they offer free ATM withdrawals. But at the end of the day, there has no free ATM withdrawal option here. They charge $2.50 for each ATM withdrawal. You can visit their help page and read it.
2. No Free Cash Reload
This is the other side I did not like. There has no free cash reload option or opportunity. You have to pay $5.95 each time you want to reload your card. And I think it’s too much.
3. Overall Expensive
We know prepaid cards are expensive than regular debit cards. But If you compare it with other prepaid cards then you may find. Green Dot Prepaid Card is more expensive than others.
Green Dot Prepaid Card fees
If you want to use this prepaid card you have too many extra fees like ATM withdrawals charge, purchase fees, ATM balance inquiries, inactivity fees, paper checks, and more. Here is the list of Green Dot Prepaid Card’s Fees:
- Card Purchase Fee: $3.95
- Monthly fee: $0 (if you deposit $1000 last month)
- Card reload Fee: $2.50
- Per-purchase fee: $1.50
- ATM withdrawal fees: $2.50
- Teller cash withdrawal fee: $2.50
- ATM Balance inquiry fee: $0.50
- International transaction fee: 3% (for each transaction)
- Inactivity fee: $1.95
- Paper checks: $5.95
- Card replacement fee: $5 for regular delivery $15 for extra fast delivery.
Green Dot Customer Care Services
Customer care service number +1 (8660 795-7597. Also, you can send a mail to the mailing address. The Mailing address is P.O. Box 5100 Pasadena, CA 91117.
The company offers live chat support also. So if you want to get live support Click on the help page and scroll down. You will found the live chat support button. Just click one live chat support and get your solution.
Green Dot Monthly Fees
Generally, Greed Dot’s monthly fee is $7.95. And once again, remember it’s only a monthly fee. Besides monthly fees, other charges are also applied. But if you deposit $1000 or more in the last month then next month is free for you.
How to activate Green Dot Prepaid Visa Or MasterCard?
Open the card packet and download the Green Dot Application from Google Play Store Or Apple’s App Store. After installing the application open the app.
- Click on the register as a new customer button.
- Enter the 16 digits card number.
- The expiration date and CVV and click next.
- Enter your information like full name, phone number, address, phone number, and more.
- Accept the terms and conditions and click on continue.
- Confirm your address (remember always put valid information)
- You will get a verification code.
- Now enter the verification code and click continue.
- Create a user name and password including numbers and characters for the next login.
- If everything is good to go now login with the user name and password.
Congratulations, you have learned how to activate the Green Dot Prepaid card.
Green Dot Alternatives
There have dozens of Green Dot Prepaid card alternatives. The best alternatives to Green Dot are Blue Bird prepaid card, NetSpend Prepaid card, PNC SmartAccess, Discover It Secured, Capital One MasterCard, Card.com.
Hey dude this was about the Green Dot Prepaid MasterCard and Visa card. If you have any questions, write to us in the comment box. Booooooom.