Mango Money is a prepaid card provider and offers prepaid debit MasterCard cards. The best part of this prepaid card is there have multiple funds adding options and amazing cashback rewards. But the prepaid card provider has also some downsides as well. And Mango Money doesn’t have any Visa prepaid debit card.

In this review article, I will give you a clear idea about all the upsides and downsides of Mango Money Prepaid MasterCard, fees, how to apply, customer service, is it safe or not, is the Mango Money MasterCard card is a scam or legit, and more.

Table of Contents

What is Mango Money?

Mango Money is a prepaid debit MasterCard provider, based in New York, US. It is owned by Mango Financial, Inc. The Prepaid MasterCard is issued by Metropolitan Commercial Bank.

Upsides of Mango Money Prepaid MasterCard

We already know almost every prepaid card has some upsides and downsides. So as usual we are going to explain some of the best parts of this prepaid MasterCard. So let’s go ahead and take a look at it.

1. No activation fees

The first thing you may like about this prepaid card is you don’t have to pay any single penny to active your prepaid MasterCard. So I think it will be very helpful for you.

2. Up To 6% Of APY

They offer up to 6% APY or the annual percentage yield savings account. You have to open a savings account and deposit at least 25$. I want to make it more clear for you. If you want to enjoy 6% of APY  you have to make a significant purchase of 1500 USD or more and a minimum balance of 25 USD at the end of the month.

3. Multiple Deposit Options

Like other NetSpend And PNC SmartAccess prepaid cards, you can reload your Mango debit card by direct cash deposit, bank transfer, PayPal. You can also add funds from any participating Green Dot retailer. But a service fee will be assessed by the retailer.

4. Use Anywhere

You can use this prepaid MasterCard anywhere your MasterCard card is accepted. Because almost everyone accepts a MasterCard card.

5. Referral Earning Opportunity

Nowadays referral program is getting popularity around the world. The MasterCard provider is offering you an opportunity to make some extra dollars by referring your friends and others. But to join with their affiliate program you must have a Mango Money ID.

6. 24×7 Customer Care

If you have any inquiries or face any problems with your account or anything else related to your Mango debit Prepaid MasterCard then you can talk to them or simply send an email.

Downsides of Mango Money Prepaid Debit MasterCard

I believe you guys know well in this world everything has some bad side aspects the good ones. So let’s talk about the downsides of the prepaid debit card.

1. No Free ATM

The first thing I personally don’t like about the Mango Prepaid Debit MasterCard card is they don’t have any free ATM option. That means you have to use the third-party ATM booth to withdraw your money where a MasterCard card is accepted.

2. Extra Fees

As they don’t have any free ATM option then you have to pay a simple transaction fee when you make a withdraw by using your Mango Prepaid debit MasterCard card.

3. No Mobile Application

Nowadays almost every prepaid card provider have a mobile application where user can control all of their account activity online. But here you have to control your card with their portal.

Is Mango Money A Scam Or Legit?

In our review, we found Mango Money is not a scam. It is 100% legit and safe. Creating a Mango account is simple and free. You can use this card where a MasterCard card is accepted.


  • ATM withdrawal fees for the US $3 and for international $4.95+ up to 3% of the withdrawal amount.
  • POS Purchase fees: $3+ up to 3% of the purchase amount.
  • Bank Teller Withdraw fee: $2.50 (Per withdrawal).
  • ATM balance Inquiry and ATM withdrawal decline fee $1.00. (per decline)
  • Monthly Fee $5.00 ad inactivity fee $8.00 (It will be inactive if you don’t have any transaction in 90 days)
  • Card close fee $10. It means if you want to close your prepaid card then you have to pay 10 USD to issue a check to you for the remaining balance.
  • Custom card fees up to 9.95 USD.

Who owns Mango Money?

The Mango Money is owned by The Mango Money, Inc. It was founded in 2018. All the Mango Prepaid Debit MasterCard card is issued by Metropolitan Commercial Bank.

Customer Care Service Number

Mango Money customer care offers free customer care service. You can contact Mango Money via a phone call and mailing address. Customer care number: +1 855 687 2036. Mailing address: P. O. Box 315, New York, NY 1008.

Mobile App

Currently, Mango Money doesn’t have a mobile application. If you want to use the prepaid debit MasterCard card visit the portal.

Mango Money Alternatives

The best alternatives of Mango Money are BlueBird, Card Dot Com, PNC SmartAccess, Green Dot prepaid card. And best alternative virtual prepaid cards are Movo cash, Ezzocard, SwiftPayCard.


Money Prepaid Debit MasterCard is not a scam and you can use prepaid MasterCard. If you have any questions feel free to ask me. Thank you.