We already reviewed some virtual prepaid Visa and MasterCard providers. And today we are going to review PayzoCard. Today, as always, we will highlight the pros and cons of PayzoCard. And we also try to explain is PayzoCard a scam or legit, is it safe, pricing/fees, and its upsides and downsides.

Table of Contents

What is PayzoCard?

PayzoCard is a prepaid virtual Visa (VCC) and MasterCard card provider. The virtual prepaid card provider is based in London, United Kingdom. It is an expensive alternative to your regular prepaid debit card. This card is similar to EzzoCard.

Upsides of PayzoCard

First, take a look at the upsides or pros of PayzoCard. It will help you to compare with other virtual prepaid card providers.

1. Ontime Card

You may be don’t want to share your personal or card information with an online shopping site. So you need a one-time card. If you are looking for a Visa or Or MasterCard for a one-time payment you can simply create a PayzoCard account and reload your card to use them.

2. Reload Options

You can reload your Virtual prepaid card with Bitcoin, Perfect Money, Payeer, Paypal, Skrill, and Neteller accounts.

3. Instant Fund

The card provider claims you can add instant funds with Bitcoin, Perfect Money, Payeer, Paypal. And it will charge a smile fee of around 8%.

4. Payment Accepted Everywhere

Payzocard’s website says their virtual prepaid Visa and MasterCard is accepted at over 1.5 million sites. Though most of the online shopping sites accept Paypal, Skrill, Neteller, and other payment methods.

Downsides of PayzoCard

In our review besides the upsides, we found some cons as well. Let’s take a look at the downsides of the PayzoCard.

1. Expensive

We already said virtual prepaid Visa and MasterCard are expensive than your regular prepaid card or credit card. This card is not out of them. There has a 15 dollars card issue fee for reloadable Visa standard cards and 40 USD for MasterCard. You have to pay 5% to reload your card. It means if you reload 100 dollars it will charge extra 5 dollars. And Renew fee 15 dollars and 20 dollars. Also if you want to add instant funds it will charge 8% of your reload amount each time.

2. No Refund Policy

We visit their website and searched for a refund policy. We are just disappointed. There has no refund policy and they didn’t make it clear. So I think you can not get a refund from an online shopping site.

3. Lack of Informations

There have some fields there has no information. When we click on the app download icon on their website we found it is blank. But they kept it. Besides, there have no information on the Read More buttons under Online transactions, fully encrypted, instant car, and Safe and secure.

PayzoCard Fees

  1. Card issue fee for Visa Standard Card 15 USD, For Mastercard 40 USD
  2. Card Reload Fee: 5% (per reload)
  3. Ontime Card Fees: Package 1,2,3, 4 cost $10, $16, $26, $31 respectively
  4. Instant funds adding fees: 8% for every loading method.

PayzoCard Customer Care Number

They provide customer service via live chat, email, and direct phone. Customer care nu,ber: +(321) 984 754; Email: and Fax: +1-212-9876543


Some of the best alternatives to PayzoCard are EzzoCard,, Brink’s Money, Mango Money, US Unblock.


Is PayzoCard Safe?

No, PayzoCard is not safe. Because we visit their terms and conditions page and there we found they are not responsible for if you lose any data or information. They use a lot of third-party tools and those third-party tools collect user information as well.

Is PayzoCard a Scam or Legit?

PayzoCard is not a scam they are legitimate. You can easily reload and make a payment for online shopping sites. But the user’s information is not secure with them. They don’t use any verified payment gateway.

Should I Use A Virtual Prepaid Card?

I personally don’t want to recommend using a virtual prepaid debit or credit card. Because to buy most virtual cards you have to pay using PayPal, Skrill, or any other card. And with all these cards you can shop from most of the sites. As well as this type of virtual card is much more expensive.

Read More: Virtual Prepaid Card Buying Guide


Nowadays there have dozens of Virtual prepaid Visa and MasterCard providers around the world. But most virtual cards are expensive and not secure. So before purchasing a virtual prepaid debit or credit card make sure you are signing up for a secure site and your data are secured.

Read More: SwiftPayCard Review, Mango Money Review